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The Citizen Investment Trust is a government-established scheme where employees’ obligations to their organizations are deposited. This ensures that employees are guaranteed their benefits upon retirement or post-retirement, as the corresponding amount of liabilities is funded and kept separate from the institutions.

The Citizen Investment Trust, situated in Nepal, serves as a financial institution aimed at motivating citizens to save and invest for their future financial security. Through a range of investment opportunities and financial services, the trust aids individuals in cultivating their wealth over time. It plays a pivotal role in nurturing a savings culture and advancing economic development within Nepal.